Guides
The millionaire floor thesis, taken apart piece by piece — the definition, the mechanisms, the basket math, the timeline, and the honest caveats. Start anywhere; every guide stands alone.
Start hereWhat Is the Millionaire Floor?
The rising baseline of life quality created as AI, agents, and robots drive costs toward zero — the definition, what it is not, and the date the median household crosses it.
MechanismWhat Is the Free Line, and Why Does It Keep Moving?
The tier of value businesses give away for nothing rises every year. Why free stopped being the loss leader and became the flywheel — and what has already crossed the line.
MechanismHow Does Compounding Create a Wealth Floor?
Not compound interest — compounding cost declines. Wright's law cuts real cost 15–30% per production doubling, and agents extend it into the categories that were supposed to be immune.
PlaybookHow Do You Own Your Means of Production in the Agent Era?
Compute, energy, agents, robots — the four inputs that turn one person into a factory, and the practical sequence for commanding them, starting free.
ComparisonWealth Ceiling vs. Wealth Floor: What's the Difference?
The ceiling is what the richest can buy; the floor is what everyone gets. Why the floor's height changes lives more than the gap's width — and which one to bet on.
The numbersWhat Does a 1985 Millionaire's Lifestyle Actually Cost Today?
$850K in 1985. $126K in 2025 — with roughly $180K a year of it already free. The itemized decade-by-decade bill, and what's still expensive.
Caveats6 Mistakes That Crack the Wealth Floor
The wrong ruler, the positional-bundle trap, dismissing free, broken trust, gatekeeping dressed as caution, and waiting instead of building.
The skeptic's questionIs the Millionaire Floor Real, or Just a Metaphor?
A priced basket, a production law, a dated crossover, and explicit falsification conditions. The claim taken apart the way a skeptic should take it apart.
The receipts page
For the monetary skeptics: Why the floor still falls — the M2 vs CPI math behind the whole thesis, FRED-sourced, with series IDs so you can pull the CSVs yourself.
The floor rises faster when more of us build it
AI, agents, robotics — the skills that matter for the next ten years, free. No gatekeeper.
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